How do I make a withdrawal, get cash or transfer funds?


  • Transfers – Make a one-time Quick Transfer or set-up Scheduled Transfers.  We offer this free service whether you are trying to transfer between your Western Division accounts or between your Western Division and other financial institutions.  Check out how easy it is: Transfer Option – How to Guide


    • Western Division -to- Other Financial Institution – Account-to-Account (A2A) Transfer back and forth between your accounts at Western Division and your other financial institution’s accounts anytime you want right from your Online Banking (Online Banking FAQs).   Prior set-up required Account-to-Account (A2A).


No Surcharge ATMs – Use your Debit Card and get cash from one of our 55,000 No Surcharge ATMs (850 right here in WNY).  Just look for the Allpoint Logo.

Check Withdrawal – Get a check mailed to you through Online Banking (Online Banking FAQs) or  Telephone Banking or call (716) 632-9328.

Bill Pay – Use our Bill Pay service to send money to your other financial institution or to someone.

Wire Transfer * – use our Wire Transfer Request

Branch – visit a branch location.


Other related resources:  Payment Options & Deposit Options

* Fees may apply. See Fee Schedule Disclosure.