Savings

Savings/Checking ProductsAccount BalanceRateAPYCalculator
Savings & IRAs*
(Minimum opening deposit is $5)
$0 to $99
$100+
0.00%
0.15%
0.00%
0.15%
Calculator
Money Market*$0 to $999
$1,000 to $50,000
$50,001 to $100,000
$100,001 to $200,000
$200,001+
0.00%
0.40%
0.45%
0.50%
0.70%
0.00%
0.40%
0.45%
0.50%
0.70%
Calculator
Holiday Club**0.10%0.10%Calculator
Checking0.00%0.00%
Term CertificatesAccount BalanceTermRateAPYCalculator
Savings & IRA Term Certificates***$250+6 Months
12 Months
13 Months#
24 Months
36 Months
48 Months
60 Months
0.60%
0.80%
1.29%
0.90%
1.05%
1.20%
1.30%
0.60%
0.80%
1.30%
0.90%
1.06%
1.21%
1.31%
Calculator

Rates effective 2/01/20. Last dividend declared: 12/31/19.

APY = Annual Percentage Yield
Dividends are calculated using a daily balance method and are credited and compounded quarterly unless otherwise noted.
*The dividend rate and APY may change monthly as determined by the Board of Directors. Other fees, withdrawals or conditions may apply and reduce APY.
**Dividends are calculated using a daily balance method and are credited annually and not compounded.
***Penalties may be imposed for early withdrawal and reduce the APY. Other fees, withdrawals or conditions may apply and reduce the APY.

# Certificate Special = 50% of certificate balance must be new money.  New money = not on deposit with WDFCU.  Offer available for a limited time.

Western Division accepts applications from within our Field of Membership.