Savings

Savings ProductsAccount BalanceRate/APYCalculator
Savings* & IRAs*
(Minimum $5)
$0 - $99
.00% / .00%
Calculator
$100+.25% / .25%
Money Market*$0 - $999
.00% / .00%
Calculator
$1,000 - $50,000.75% / .75%
$50,001 - $100,0001.00% / 1.00%
$100,001 - $200,0001.15% / 1.15%
$200,001+1.25% / 1.25%
Holiday Club**.25% / .25%
Checking.00% / .00%
Term CertificatesTermRate/APYCalculator
Savings & IRA***
(Minimum $250)
6 Months2.50% / 2.52%Calculator
12 Months3.25% / 3.29%
24 Months 3.00% / 3.00%
36 Months3.00% / 3.00%
48 Months3.00% / 3.00%
60 Months3.25% / 3.29%
CD Specials#
3 Month Special
(Minimum $5,000)
(100% New Money)
4.30% / 4.38%
10 Month Special
(Minimum $5,000)
(100% New Money)
4.99% / 5.10%

Rates effective 4/01/23. Last dividend declared: 3/31/23.

APY = Annual Percentage Yield
Dividends are calculated using a daily balance method and are credited and compounded quarterly unless otherwise noted.
*The dividend rate and APY may change monthly as determined by the Board of Directors. Other fees, withdrawals or conditions may apply and reduce APY.
**Dividends are calculated using a daily balance method and are credited annually and not compounded.
***Penalties may be imposed for early withdrawal and reduce the APY. Other fees, withdrawals or conditions may apply and reduce the APY. Insured by NCUA

# Certificate Special = New Money = not on deposit at Western Division FCU.  Compliance will be monitoring ‘new money criteria’ if suspicious activity is found – the CD Special will be at risk to be closed. Certificate Specials cannot be purchased online.  Contact us for deposit options or visit a branch location to open. Available for a limited time.

Western Division accepts applications from within our Field of Membership.