| Savings Products | Account Balance | Rate/APY | Calculator |
|---|---|---|---|
| Savings* & IRAs* (Minimum $5) | $0 - $99 | .00% / .00% | Calculator |
| $100+ | .15% / .15% | ||
| Money Market* | $0 - $999 | .00% / .00% | Calculator |
| $1,000 - $50,000 | .30% / .30% | ||
| $50,001 - $100,000 | .40% / .40% | ||
| $100,001 - $200,000 | .50% / .50% | ||
| $200,001+ | .75% / .75% | ||
| Holiday Club** | .15% / .15% | ||
| Checking | .00% / .00% |
| Term Certificates | Term | Rate/APY | Calculator |
|---|---|---|---|
| Savings & IRA*** (Minimum $250) (# Minimum for Special $5,000) | 7 Month Special# | 1.70% / 1.71% | Calculator |
| 6 Months | .50% / .50% | ||
| 12 Months | 1.00% / 1.00% | ||
| 24 Months | 1.25% / 1.25% | ||
| 36 Months | 1.30% / 1.30% | ||
| 48 Months | 1.35% / 1.35% | ||
| 60 Months | 1.40% / 1.40% |
Rates effective 11/01/22. Last dividend declared: 9/30/22.
APY = Annual Percentage Yield
Dividends are calculated using a daily balance method and are credited and compounded quarterly unless otherwise noted.
*The dividend rate and APY may change monthly as determined by the Board of Directors. Other fees, withdrawals or conditions may apply and reduce APY.
**Dividends are calculated using a daily balance method and are credited annually and not compounded.
***Penalties may be imposed for early withdrawal and reduce the APY. Other fees, withdrawals or conditions may apply and reduce the APY.
# Certificate Special = 50% of balance must be new money. New Money = not on deposit at Western Division FCU. $5,000 minimum to open.
Western Division accepts applications from within our Field of Membership.