Savings

Savings/Checking ProductsAccount BalanceRateAPYCalculator
Savings & IRAs*
(Minimum opening deposit is $5)
$0 to $99
$100+
0.00%
0.15%
0.00%
0.15%
Calculator
Money Market*$0 to $999
$1000 to $4,999
$5,000 to $19,999
$20,000 to $49,999
$50,000+
0.00%
0.25%
0.30%
0.35%
0.40%
0.00%
0.25%
0.30%
0.35%
0.40%
Calculator
Holiday Club**0.10%0.10%Calculator
Checking0.00%0.00%
Term CertificatesAccount BalanceTermRateAPYCalculator
Savings & IRA Term Certificates***$250+6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.55%
0.75%
0.95%
1.15%
1.35%
1.55%
0.55%
0.75%
0.95%
1.16%
1.36%
1.56%
Calculator

Rates current as of 6/1/18 – 6/30/18. Dividend last declared: 3/31/18.

APY = Annual Percentage Yield
Dividends are calculated using a daily balance method and are credited and compounded quarterly unless otherwise noted.
*The dividend rate and APY may change monthly as determined by the Board of Directors. Other fees, withdrawals or conditions may apply and reduce APY.
**Dividends are calculated using a daily balance method and are credited annually and not compounded.
***Penalties may be imposed for early withdrawal and reduce the APY. Other fees, withdrawals or conditions may apply and reduce the APY.
Western Division accepts applications from within our Field of Membership.