Savings

Savings/Checking ProductsAccount BalanceRateAPYCalculator
Savings* and IRAs*
(Minimum opening deposit is $5)
$0 to $99
$100+
0.00%
0.10%
0.00%
0.10%
Calculator
Money Market*$0 to $999
$1,000 to $50,000
$50,001 to $100,000
$100,001 to $200,000
$200,001+
0.00%
0.10%
0.15%
0.20%
0.25%
0.00%
0.10%
0.15%
0.20%
0.25%
Calculator
Holiday Club**0.10%0.10%Calculator
Checking0.00%0.00%
Term CertificatesAccount BalanceTermRateAPYCalculator
Savings & IRA Term Certificates***$250+6 Months
#9 Months Special
12 Months
24 Months
36 Months
48 Months
60 Months
0.15%
0.22%
0.15%
0.20%
0.25%
0.30%
0.35%
0.15%
0.22%
0.15%
0.20%
0.25%
0.30%
0.35%
Calculator

Rates effective 10/01/21. Last dividend declared: 9/30/21.

APY = Annual Percentage Yield
Dividends are calculated using a daily balance method and are credited and compounded quarterly unless otherwise noted.
*The dividend rate and APY may change monthly as determined by the Board of Directors. Other fees, withdrawals or conditions may apply and reduce APY.
**Dividends are calculated using a daily balance method and are credited annually and not compounded.
***Penalties may be imposed for early withdrawal and reduce the APY. Other fees, withdrawals or conditions may apply and reduce the APY.

# Certificate Special = 50% of balance must be new money.  New Money = not on deposit at Western Division FCU.

Western Division accepts applications from within our Field of Membership.