It is never to early to start saving for your future.  An Individual Retirement Account (IRA) might be exactly what your looking for.

Traditional IRA

 

Home of the Great RateAccount BalanceRateAPY
IRA Savings
$0 to $99
$100+
0.00%
0.15%
0.00%
0.15%

 

Home of the Great RateAccount BalanceTermRateAPY
Savings & IRA Term Certificates$250+6 Months
8 Months#
12 Months
24 Months
36 Months
48 Months
60 Months
0.65%
1.80%
0.85%
0.95%
1.10%
1.25%
1.45%
0.65%
1.81%
0.85%
0.95%
1.11%
1.26%
1.46%

 

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

 


Roth IRA

  • No minimum balance
  • Earn Dividends on balances of $100 or greater
  • No monthly service charge
  • Convenient deposit options
  • Insured by NCUA
  • Dividends compounded daily and paid quarterly
  • Contributions are not tax deductible, but your earnings and withdrawals are generally tax-free*
  • Qualifies for a Patronage Dividend

 

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

 

*Always talk with your tax advisor to help you determine the IRA that is right for you.