It is never to early to start saving for your future.  An Individual Retirement Account (IRA) might be exactly what your looking for.

Traditional IRA

 

IRA SavingsAccount BalanceRate/APY
$0 to $99
.00% / .00%
$100+.25% / .25%
Term CertificatesTermRate/APYCalculator
Savings & IRA***
(Minimum $250)
(# Minimum for Special $5,000)
13 Month Special#
2.13% / 2.13%
Calculator
6 Months1.10% / 1.10%
12 Months 1.50% / 1.51%
24 Months1.75% / 1.76%
36 Months2.00% / 2.02%
48 Months2.25% / 2.27%
60 Months2.50% / 2.53%

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

 


Roth IRA

  • No minimum balance
  • Earn Dividends on balances of $100 or greater
  • No monthly service charge
  • Convenient deposit options
  • Insured by NCUA
  • Dividends compounded daily and paid quarterly
  • Contributions are not tax deductible, but your earnings and withdrawals are generally tax-free*
  • Qualifies for a Patronage Dividend

 

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

 

*Always talk with your tax advisor to help you determine the IRA that is right for you.