It is never to early to start saving for your future.  An Individual Retirement Account (IRA) might be exactly what your looking for.

Traditional IRA

  • No minimum balance
  • Earn Dividends on balances of $100 or greater
  • No monthly service charge
  • Convenient deposit options
  • Insured by NCUA
  • Dividends compounded daily and paid quarterly
  • Contributions may be tax deductible*
  • Qualifies for a Patronage Dividend

 

Home of the Great RateAccount BalanceRateAPY
IRA Savings
$0 to $99
$100+
0.00%
0.15%
0.00%
0.15%

 

Home of the Great RateAccount BalanceTermRateAPY
Savings & IRA Term Certificates$250+6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
1.05%
1.25%
1.45%
1.65%
1.85%
2.05%
1.05%
1.25%
1.45%
1.66%
1.86%
2.06%

 

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

 


Roth IRA

  • No minimum balance
  • Earn Dividends on balances of $100 or greater
  • No monthly service charge
  • Convenient deposit options
  • Insured by NCUA
  • Dividends compounded daily and paid quarterly
  • Contributions are not tax deductible, but your earnings and withdrawals are generally tax-free*
  • Qualifies for a Patronage Dividend

 

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

 

*Always talk with your tax advisor to help you determine the IRA that is right for you.