You want simple.  You need effective.  Our checking account gives you both to make money management easy.


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Call Us – we take applications by phone during branch hours (716) 632-9328.

Checking accounts may be opened by members under the age of 18 with a parent or qualified joint owner.

Overdraft Protection Options

We offer these convenient overdraft options to protect your Checking account from returned checks/transactions.

Saving(s) Accounts – Link up to three (3) different savings accounts to act as an overdraft protection.

Overdraft Line of Credit (LOC) – Write yourself a loan whenever you need it or as an overdraft protection.