Recreational Loans

Whether for work or play, on-road, off-road or a little bit of both, we can get you moving.  That is why we offer the same great rates and terms for your new, used or refinanced Motorcycle, ATV, Wintercraft, Watercraft, RV, Trailer or Tractor.

Rates
TermsRate / APR
Up to 36 Months4.99% / 4.99%
Up to 37-54 Months5.49% / 5.49%
Up to 55-66 Months5.99% / 5.99%
Up to 67-78 Months6.49% / 6.49%
Up to 79-180 Months8.49% / 8.49%

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.


 

Refinance

If you love your toy, but not your rate or payment, now may be a good time to refinance.

  • Is your current loan rate (from another financial institution) higher than ours?
  • Have you improved your credit score from when you made your original purchase?
  • Do you want to extend your loan term and/or lower your monthly payment?
  • Would you would like to remove a joint applicant/co-signer that is on your loan?

 

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.


 

Documents

Once you find what you want or are ready to refinance, simply provide us with the following:

  • Purchase Order or Bill of Sale (Dealer will provide you or have them send to us)
  • Insurance Binder (Agent can send to us or provide us their information to contact)
  • Copy of Title (Private Sale or Refinance only)
  • Payoff Information: 10-day payoff, name, address and account # (Refinance only)

Fax to (716) 632-1383 or memberservice@westerndivision.org