Overdraft Line of Credit (LOC)

Write yourself a loan whenever you need it or use as an overdraft protection for your Checking account.

  • Fixed Rate 
  • Lines of Credit from $200 – $2,000
  • Convenient repayment options
  • No annual fee
  • No application fee
  • No prepayment penalty
  • Provides overdraft protection with no required minimum advances.
  • Transfer funds using Online Banking, Telephone Banking, by phone or by branch with no fees.


Overdraft Line of Credit

Overdraft protection
TermRate / APR
Open end12.00% / 12.00%

Apply Now


Text or Call Us – we take applications by phone during branch hours (716) 632-9328.