Savings & IRA Certificates

Certificates are a safe and secure way to earn competitive dividends on your savings or IRA accounts.  Just decide how much and for how long.

  • Minimum $250 deposit
  • Earn Dividends based on deposit amount and term
  • Term range from 6 months to 60 months
  • No monthly service charge
  • Insured by NCUA
  • Dividends compounded daily and paid quarterly
  • Early withdrawal penalties may apply

 

RatesAccount BalanceTermRateAPY
Savings & IRA Term Certificates$250+6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.55%
0.75%
0.95%
1.15%
1.35%
1.55%
0.55%
0.75%
0.95%
1.16%
1.36%
1.56%

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.