Savings & IRA Certificates
Certificates are a safe and secure way to earn competitive dividends on your savings or IRA accounts. Just decide how much and for how long.
- Minimum $250 deposit
- Earn Dividends based on deposit amount and term
- Term range from 6 months to 60 months
- No monthly service charge
- Insured by NCUA
- Dividends compounded daily and paid quarterly
- Certificates qualify for a Patronage Dividend
- Early withdrawal penalties may apply
| Home of the Great Rate | Account Balance | Term | Rate | APY |
|---|---|---|---|---|
| Savings & IRA Term Certificates | $250+ | 6 Months 12 Months 13 Months# 24 Months 36 Months 48 Months 60 Months | 0.60% 0.80% 1.29% 0.90% 1.05% 1.20% 1.30% | 0.60% 0.80% 1.30% 0.90% 1.06% 1.21% 1.31% |
# Certificate Special = 50% of certificate balance must be new money. New money = not on deposit with WDFCU. Offer available for a limited time.
Members can login to open a Certificate using Online Banking
-or-
Call Us – we take applications by phone during branch hours (716) 632-9328.