Savings & IRA Certificates
Certificates are a safe and secure way to earn competitive dividends on your savings or IRA accounts. Just decide how much and for how long.
- Minimum $250 deposit
- Earn Dividends based on deposit amount and term
- Term range from 6 months to 60 months
- No monthly service charge
- Insured by NCUA
- Dividends compounded daily and paid quarterly
- Certificates qualify for a Patronage Dividend
- Early withdrawal penalties may apply
|Home of the Great Rate||Account Balance||Term||Rate||APY|
|Savings & IRA Term Certificates||$250+||6 Months|
#15 Month Special
Members can login to open a Certificate using Online Banking
Call Us – we take applications by phone during branch hours (716) 632-9328.
# Certificate Special = 50% of balance must be new money. New Money = not on deposit at Western Division FCU.