Savings & IRA Certificates
Certificates are a safe and secure way to earn competitive dividends on your savings or IRA accounts. Just decide how much and for how long.
- Minimum $250 deposit
- Earn Dividends based on deposit amount and term
- Term range from 6 months to 60 months
- No monthly service charge
- Insured by NCUA
- Dividends compounded daily and paid quarterly
- Certificates qualify for a Patronage Dividend
- Early withdrawal penalties may apply
| Rates | Account Balance | Term | Rate | APY |
|---|---|---|---|---|
| Savings & IRA Term Certificates | $250+ | 6 Months 12 Months 24 Months 36 Months 48 Months 60 Months | 1.50% 2.25% 2.40% 2.55% 2.70% 2.85% | 1.51% 2.27% 2.43% 2.58% 2.73% 2.89% |
Members can login to open a Certificate using Online Banking
-or-
Call Us – we take applications by phone during branch hours (716) 632-9328.