Savings & IRA Certificates

Certificates are a safe and secure way to earn competitive dividends on your savings or IRA accounts.  Just decide how much and for how long.

  • Minimum $250 deposit
  • Earn Dividends based on deposit amount and term
  • Term range from 6 months to 60 months
  • No monthly service charge
  • Insured by NCUA
  • Dividends compounded daily and paid quarterly
  • Early withdrawal penalties may apply

 

RatesAccount BalanceTermRateAPY
Savings & IRA Term Certificates$250+6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.90%
1.10%
1.30%
1.50%
1.70%
1.90%
0.90%
1.10%
1.31%
1.51%
1.71%
1.92%

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.