At Western Division we love our toys as much as you do! We are known as Home of the Great Rate and great rates = lower payments for you! That’s why Western New Yorker’s choose us to finance their toys! We make the approval easy, fast and a payment you can afford so you can get out and enjoy yourself ASAP!
Don’t forget to ask about our Military; First Responder; Graduate & First-time Discounts
Let’s Do This! Complete the application below and we will get right back to you!
Vehicle Rates
| Same Rate for new, used or lease buyout: Vehicles, Trucks, Classic Vehicles | |
|---|---|
| Terms | Rate / APR |
| Up to 24 Months | 3.99% / 3.99% |
| 25-36 Months | 5.74% / 5.74% |
| 37-54 Months | 5.99% / 5.99% |
| 55-66 Months | 6.24% / 6.24% |
| 67-78 Months | 6.49% / 6.49% |
| 79-84 Months | 6.74% / 6.74% |
Recreational Rates
| Same Rate for new or used: ATVs, UTVs, dirtbikes, wintercraft, watercraft, RVs, trailers, tractors | |
|---|---|
| Terms | Rate / APR |
| Up to 24 Months | 4.24% / 4.24% |
| 25-36 Months | 6.24% / 6.24% |
| 37-54 Months | 6.49% / 6.49% |
| 55-66 Months | 6.74% / 6.74% |
| 67-78 Months | 6.99% / 6.99% |
| 79-180 Months | 7.24% / 7.24% |
Motorcycle Rates
| Same Rate for new or used motorcycles | |
|---|---|
| Terms | Rate / APR |
| Up to 24 Months | 3.24% / 3.24% |
| Up to 25-36 Months | 5.99% / 5.99% |
| Up to 37-54 Months | 6.24% / 6.24% |
| Up to 55-66 Months | 6.49% / 6.49% |
| Up to 67-78 Months | 6.74% / 6.74% |