Checking Account
This account provides convenient access to make money management easy.
- No Minimum balance required
- No monthly service charge
- No per check fee
- Debit Card accessibility & Mobile Wallet
- Unlimited purchase & cash back transactions
- Deposit Options & Withdrawal Options
- Bill Pay
- 850+ No Surcharge ATMs
- FREE Online Banking; Bill Pay and Mobile App
- FREE Telephone Banking
- FREE e-Statements
- Overdraft Protection available
Checking Advantage
Receive all the benefits of our Checking Account above – and ask for the Advantage!
Receive a loan reward of .25% off any Personal; Vehicle; Recreational or Motorcycle Loan(s) when these requirements are met on a monthly basis.
- One (1) Direct Deposit or ACH Deposit per month with a minimum deposit amount of $500.00
- Ten (10) non-pin based Debit Card transaction per month
- Enrolled in E-statements (with a valid email address)
Loan Reward will be posted to eligible loan(s) booked on or after June 1, 2025. There is not a fee to add the Advantage to any new or existing Checking Account. When all requirements are met, the Loan Reward will be posted to eligible loan(s) monthly. Loan(s) must not be in a delinquent status to receive Loan Reward. Additional loan discounts can be applied.
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Text or Call Us – we take applications by phone during branch hours (716) 632-9328.
Fees may apply. See Fee Schedule Disclosure.
