At Western Division we love our toys as much as you do! We are known as Home of the Great Rate and great rates = lower payments for you!  That’s why Western New Yorker’s choose us to finance their toys!  We make the approval easy, fast and a payment you can afford so you can get out and enjoy yourself ASAP!

Don’t forget to ask about our Military & First Responder, Graduate & First-time Buyer discount!

Let’s Do This! Complete the application below and we will get right back to you!

Recreational Rates

Same Rate for new or used: ATVs, UTVs, dirtbikes, wintercraft, watercraft, RVs, trailers, tractors
TermsRate / APR
Up to 24 Months3.49% / 3.49%
25-36 Months3.99% / 3.99%
37-54 Months4.49% / 4.49%
55-66 Months4.99% / 4.99%
67-78 Months5.49% / 5.49%
79-180 Months5.99% / 5.99%

Motorcycle Rates

Same Rate for new or used motorcycles
TermsRate / APR
Up to 24 Months2.74% / 2.74%
Up to 25-36 Months3.24% / 3.24%
Up to 37-54 Months3.74% / 3.74%
Up to 55-66 Months4.24% / 4.24%
Up to 67-78 Months4.74% / 4.74%