At Western Division we love helping you make home improvements as much as you do! We are known as Home of the Great Rate and great rates = lower payments for you!  That’s why Western New Yorker’s choose us for their financing!  We make the approval easy, fast and a payment you can afford so you can get your projects done!

Let’s Get Started! Check out all the loan product selections you have to choose from to finance your project.  Not sure what option is best for your project, no problem.  Complete the application below and we will get right back to you!

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TermRate / APR
Open end9.99% / 9.99%

Personal Loan Rates

TermsRate / APR
Up to 36 Months7.99% / 7.99%
Up to 48 Months8.99% / 8.99%

Home Equity LOC (Fixed)

TermsRate / APR
Up to 5 years6.00% / 6.30%
Up to 10 years6.25% / 6.41%
Up to 15 years6.50% / 6.61%

Home Equity LOC (Variable)

TermsRate / APR
Up to 15 years7.50% / 7.50%

Home Equity Loan (Fixed)

TermsRate / APR
Up to 5 years5.75% / 6.02%
Up to 10 years6.00% / 6.15%
Up to 15 years6.25% / 6.35%