VISA® Credit Card

Whether you are shopping around the corner or around the world, your VISA® Credit Card provides the purchasing power you need.

  • Variable Rate
  • Credit limits up to $15,000
  • 1% Rebate on retail purchases *
  • No application fee
  • No annual fee
  • No balance transfer fees
  • No cash advance fees
  • 25 day grace period on purchases
  • Liability Fraud Protection
  • Travel Accident and Auto Rental Insurance
  • VISA® Perks
  • Payment Protection available

 

Rate
TermRate / APR
Open end9.99% / 9.99%

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

* A 1% Rebate will be credited at each statement cycle to the cardholders account for all net retail purchases. Balance transfers and cash advances are not eligible. Other restrictions may apply.


Share Secured VISA® Credit Card

If you need to establish credit or to help rebuild a positive credit history, this card is for you.  This card reports to all three credit bureaus (unlike pre-paid cards).

  • Variable Rate
  • No Credit History or Minimum Credit Score Required
  • Credit limits up to $1,000
  • Available credit line is determined by your secured deposit
  • 1% Rebate on retail purchases *
  • No application fee
  • No annual fee
  • 25 day grace period on purchases
  • Travel Accident and Auto Rental Insurance
  • VISA® Perks
  • Payment Protection available

 

Apply Now

-or-

Call Us – we take applications by phone during branch hours (716) 632-9328.

* A 1% Rebate will be credited at each statement cycle to the cardholders account for all net retail purchases. Balance transfers and cash advances are not eligible. Other restrictions may apply.


Documents

Consolidate your other higher interest rate cards, simply provide us with the following:

  • Payoff dollar amount(s)
  • Payee’s name, address and account number(s)
  • Copy of most recent statement(s)

Fax to (716) 632-1383 or memberservice@westerndivision.org