Santa’s Comin’ to Town – and We Are Ready!

Whether you are shopping around the corner or online our VISA® Credit Card provides the purchasing power you need and a great rate with 1% cash back.  Combine that with our Digital Wallet and shopping has never been easier or more affordable.

VISA® Credit Card

  • Variable Rate
  • * VISA Special of 5.99% APR on all retail purchases 10/1/20-12/31/20 good through 12/31/21 (then 9.99% APR).
  • Credit limits up to $15,000
  • 1% Rebate on retail purchases *
  • No application fee
  • No annual fee
  • 25 day grace period on purchases
  • Liability Fraud Protection
  • VISA Alerts & Card Controls through our Mobile App.
  • Mobile Wallet 

VISA Credit Card

TermRate / APR
Open end9.99% / 9.99%

Apply Now or Increase your existing Line


Text or Call Us – we take applications by phone during branch hours (716) 632-9328.

A 1% Rebate will be credited at each statement cycle to the cardholders account for all net retail purchases. Other restrictions may apply.