Western Division More Than You Expect
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Vehicle Loans
Home Loans
Other Loans
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Home Equities

Turn your existing home’s equity into a ready source of cash for almost anything you need.

*Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply. The Home Equity LOC is a variable rate and the APR will vary with the market based on the Prime Rate.

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VISA Credit Card

Whether you are shopping around the corner or around the world, your VISA credit card provides you the purchasing power you need.

  • 9.99% APR*
  • 1% Cash Back on purchases
  • No annual fee
  • No balance transfer fees
  • Apply by phone (716) 632-9328
  • Apply online

*APR = Annual Percentage Rate. The VISA Credit Card is a variable rate and the APR will vary with the market based on the Prime Rate. Other terms and conditions may apply.

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Vehicle Loans

We offer the same great rate for your new, used, refinanced or lease buy-out on cars or trucks.

*Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply. No internal refinances.

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Motorcycle, Boat & RV Loans

We offer the same great rate for your new, used or refinanced Motorcycles, ATVs, Wintercraft, Watercraft, RVs, Trailers and Tractors.

*Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply. No internal refinances.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.