Western Division More Than You Expect
Products & Services
Vehicle Loans
Home Loans
Other Loans
Savings & Investments
Checking
Financial Planning
News Room

Vehicle Loans

We offer the same great rate for your new, used, refinanced or lease buy-out on cars or trucks.

*Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply. No internal refinances.

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Enterprise Car Sales

Purchase a vehicle from Enterprise and finance with us during the months of September or October and receive these great rates.

Click here to search their inventory by make, model or year.

*Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply. Enterprise rate buydown offer good through 10/31/17. Receive 1% APR off for terms up to 60 months or loans up to $20,000 for Platinum and A scores. Receive .50% APR off for Platinum and A scores for loans over 60 months or loans over $20,000, and for all other credit tiers and terms.

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Recreational Loans

We offer the same great rate for your new, used or refinanced Motorcycles, ATVs, Wintercraft, Watercraft, RVs, Trailers and Tractors.

*Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply. No internal refinances.

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Home Equities

Turn your existing home’s equity into a ready source of cash for almost anything you need.

*Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply.

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No Surcharge ATM Access Update

Western Division members have access to the Allpoint no-surcharge ATM network with over 850 locations in Western New York and 25,000 nationwide.

Just look for the Allpoint logo.

Allpoint

Some of the more familiar merchant locations are:

  • CVS
  • ExxonMobil
  • Rite Aid (limited locations)
  • Sunoco A-Plus
  • Target
  • Walgreens (limited locations)
  • Wegmans
NOTE: 7-Eleven locations are no longer included in Allpoint's surcharge-free network.

Click here to find the locations of FREE ATMs closest to you.

ATM locations subject to change without notice. Fees may apply, consult the Fee Schedule.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.