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Loan Rates

Savings Rates | Loan Rates

Loan Type* Terms Rate / APR Additional Information

Vehicle
(New, Used or Refinanced

or Lease Buy-Out)

Up to 36 Months
Up to 60 Months
Up to 72 Months
Up to 84 Months
2.49% / 2.49%
2.99% / 2.99%
3.49% / 3.49%
4.99% / 4.99%
Cars & Trucks
Recreational
(New, Used or Refinanced)
Up to 36 Months
Up to 60 Months
Up to 72 Months
Up to 84+ Months
4.49% / 4.49%
4.99% / 4.99%
5.49% / 5.49%
7.49% / 7.49%

Motorcycles, ATVs, Wintercraft,

Watercraft, RVs, Trailers and Tractors

Personal

Up to 48 Months
8.99% / 8.99%

 

Holiday

12 Months
5.99% / 5.99%

$500 - $3000

Available 11/1/17 - 1/31/18

Overdraft Line of Credit Open End 12.00% / 12.00%  
Credit Card**
(Variable Rate)
Open End 9.99% / 9.99%
1% Rebate on purchases
Home Equity LOC***
(Variable Rate)
Up to 15 Years 4.25% / 4.25%
Minimum amount $10,000
Home Equity Loan****
(Fixed Rate)

 

Up to 5 Years
Up to 10 Years
Up to 15 Years
3.99% / 4.46%
4.49% / 4.74%
4.99% / 5.17%
Minimum amount $10,000
Mortgage
(Fixed Rate)
15 Years
30 Years
Click for Rate
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Term Certificate Secured Term of Certificate 3.00% above Certificate Rate  

Rates current as of 11/29/17 - 12/31/17. Prime Rate = 4.25% (As of 6/2017)

APR = Annual Percentage Rate

*Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Rates are subject to change without notice. Other rates, terms, fees or conditions may apply.

**Credit Card APR will vary with the market based on the Prime Rate.

***Home Equity Line of Credit is Prime.

****Home Equity Loan APR based upon a $65,000 loan with a term of 60 months.

Western Division accepts applications from within our Field of Membership

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.