Western Division More Than You Expect
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Home Loans

We have convenient, affordable ways to purchase or refinance a home or turn your existing home’s equity into a ready source of cash for almost anything you need.

Compare your options to find out which fits your needs best.

Home Equity Loan

If you are planning a major purchase or consolidation, this loan is perfect for you.

  • Finance amounts from $10,000 or greater
  • One time advance of funds
  • No closing cost option
  • A Fixed Rate loan with flexible terms up to 15 years
  • Direct Deposit available for repayment
  • Interest may be tax deductible
  • Insurance(s) available

Fees/conditions may apply, consult the Home Equity Early Disclosure.

Apply Now

The following list of Mortgage Loan Originators (MLO's) are employed by Western Division FCU.

Individual MLO information is available through the NMLS Consumer Access web page.

Home Equity Line of Credit

The convenience of a reusable line of credit if you are planning an on-going project, to make purchases or need accessibility of funds.

  • Finance amounts of $25,000 or greater
  • Revolving Line of Credit
  • No closing cost option
  • A Variable Rate loan with flexible terms up to 15 years
  • Convenience checks available
  • Direct Deposit available for repayment
  • Interest may be tax deductible
  • Insurance(s) available

Fees/conditions may apply, consult the Home Equity Early Disclosure.

Apply Now

The following list of Mortgage Loan Originators (MLO's) are employed by Western Division FCU.

Individual MLO information is available through the NMLS Consumer Access web page.

Mortgages

Whether you are buying your first home or purchasing a new home, through our affiliation with OwnersChoice Funding, we can offer virtually every type of residential mortgage with numerous benefits, from competitive interest rates and mortgage pre-approvals to hassle-free closings, and more.

Mortgage Center - Apply Now

The following list of Mortgage Loan Originators (MLO's) are employed by Western Division FCU.

Individual MLO information is available through the NMLS Consumer Access web page.

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.