| Savings Rates | Loan Rates |
|
Savings Rates |
Savings/Checking Products |
Account Balance |
Rate |
APY* |
|---|---|---|---|
| Savings & IRA's** (Minimum opening deposit is $5) |
$0 to $99 $100 to $4,999 $5,000 to $19,999 $20,000 to $49,999 $50,000 + |
0.00% 1.04% 1.19% 1.34% 1.49% |
0.00% 1.04% 1.20% 1.35% 1.50% |
| Money Market** (Minimum opening deposit is $1,000) |
$0 to $999 $1,000 to $4,999 $5,000 to $19,999 $20,000 to $49,999 $50,000 + |
0.00% 1.54% 1.69% 1.84% 1.99% |
0.00% 1.55% 1.70% 1.85% 2.00% |
Holiday Club (Minimum opening deposit is $5) |
1.04% |
1.04% |
|
FREE Checking |
0.00% |
0.00% |
|
Checking Plus** (Minimum opening deposit is $5) |
$0 to $999 $1,000+ |
0.00%0.50% |
0.00% 0.50% |
Term Certificates |
Account Balance |
Term |
Rate |
APY* |
|
|---|---|---|---|---|---|
| Savings & IRA Term Certificates*** |
$250 to $4,999 |
6 Months 12 Months 24 Months 36 Months 48 Months 60 Months |
2.37% 2.85% 3.22% 3.51% 3.69% 3.86% |
2.39% 2.88% 3.26% 3.56% 3.74% 3.92% |
|
$5,000 to $19,999 |
6 Months 12 Months 24 Months 36 Months 48 Months 60 Months |
2.52% 3.00% 3.37% 3.66% 3.84% 4.01% |
2.54% 3.03% 3.41% 3.71% 3.90% 4.07% |
||
$20,000 to $49,999 |
6 Months 12 Months 24 Months 36 Months 48 Months 60 Months |
2.67% 3.15% 3.52% 3.81% 3.99% 4.16% |
2.70% 3.19% 3.57% 3.86% 4.05% 4.23% |
||
$50,000 + |
6 Months 12 Months 24 Months 36 Months 48 Months 60 Months |
2.82% 3.30% 3.67% 3.96% 4.14% 4.31% |
2.85% 3.34% 3.72% 4.02% 4.20% 4.38% |
||
Rates current from 11/01/2008 - 11/30/2008.
* APY = Annual Percentage Yield
** All rates are calculated using a daily balance method and are subject to change without notice.
*** Penalties may be imposed for early withdrawal.
Other rates, terms, fees, or conditions may apply or reduce earnings


