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Western Division Federal Credit Union
Western Division Federal Credit Union
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4.75% APR
5.25% APR
2.00% APY
4.38% APY
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Product & Services

by Denise K. Ligammare last modified 2008-06-27 15:55

Q: What types of products and services does Western Division offer?
A
: Western Division offers a full selection of loans and savings products similar to those available at other financial institutions. In addition, we provide convenient account access services, so you never have to stop into a branch location to do your banking.                                                                            

                                                                          

Q: Are my Western Division deposits insured?
A: Yes. Your deposit accounts are insured and supervised by the National Credit Union Administration (NCUA), an agency of the United States Government.  Calculate your insured deposit accounts.             

                       

Q: What are the suffix numbers of my account?
A: These suffixes may also be found on your statement:

Savings
000
Sub Savings
007 - 009
700 - 703
Holiday Club
004
Money Market
100 - 104
Savings or IRA Term Certificates
300 - 350
Traditional IRA
040 - 049
Roth IRA
120 - 121
Education IRA
130 - 131
Checking & Checking PLUS
001 - 002
Credit Card Payment
198 - 199
Vehicle Loans
060 - 069

                                                                                                                                                                   


Q: How is my Participation Tier Level determined?
A: Participation Tier Points are calculated on the last day of each month, to determine the account Participation Level and resulting in the free and low cost services for the following month.                            

                        

Q: How do I know what Participation Tier level I am?
A: Your Participation Tier Level is listed on your statement or Internet Banking.