Membership Information

Q: How is Western Division Federal Credit Union different from other financial institutions?   

A: Western Division Federal Credit Union is a not-for-profit cooperative institution, owned and operated by its members. Our goal is always to help you pay less interest on loans, earn more dividends on savings and pay less fees or required minimum deposits on accounts.              

Q: Who is eligible to join Western Division?
A:

• Individuals that live, work, worship, volunteer or attend school in the counties of Erie or Chautauqua, New York.   
• Participating Groups (Businesses and other legal entities) through our Partner At Work Program.
• Member's families including spouse, children, grandchildren, siblings, parents,  grandparents, members of the immediate household, and family members of those who have died while within the field of membership of this credit union, regardless of where they may live.

Q: How do I join?
A: There are three easy ways to apply for membership with Western Division . Simply complete our Membership/Account Application, call (716 or 800) 632-9328 to apply by phone or visit our nearest branch location.

Q: Will my membership end if I move out of Erie or Chautauqua County or leave my employer or participating group where I am currently?
A: No. Once you're a Western Division member, you're a member for life.