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About Us
Who We Serve
Membership eligibility extends to:
- Individuals that live, work, worship, volunteer or attend school in Erie or Chautauqua, New York.
- Participating Groups (Businesses and other legal entities) through our Partner At Work Program.
- Member's families including spouse, children, grandchildren, siblings, parents, grandparents, members of the immediate household, and family members fo those who have died while within the field of membership of this credit union, regardless of where they may live.
To start enjoying the many benefits of membership, simply call (716 or 800) 632-9328.
complete an application, or stop by a branch location.
Mission Statement
To create value through personal, prompt and professional service.
Our History
In January of 1937, the Niagara Hudson Western Division Employees Credit Union, was incorporated to serve the financial needs of the Niagara Hudson Power Corporation (Niagara Mohawk/National Grid) employees. These employees were interested in creating a place where they could save and borrow money safely, confidentially, and at a fair rate of interest. The credit union started with two employees housed in a one room office in the basement of the historical 'Electric Building' in Buffalo, NY.
Today, Western Division is one of the largest credit unions in Western New York having grown from serving exclusively National Grid employees and family members to now serving over 300+ different participating groups (employer groups, unions, churches, associations) within Western New York.
What Makes Us Different
Western Division is a cooperative, not-for-profit financial institution, so our earnings are returned to our members in the form of lower interest rates on loans, higher dividends paid on deposit accounts, and lower fees and minimum balances. Because earnings are invested back into the membership, the members experience a unique level of service and benefits at the best rates.
"More Than You Expect" from a Financial Institution - Bonus Dividend
In years of exceptional growth and earnings, Western Division returns those earnings to our members in the form of a 'Bonus Dividend.' For the fifth consecutive year a declaration of bonus dividends has been returned to the membership now exceeding more than $2 million dollars!
(2003 - $250,000 2004 - $250,000 2005 - $300,000 2006 - $500,000 2007 - $1,000,000)
Why you should do business with Western Division rather than another financial institution?
| Western Division FCU | Other financial institutions |
|---|---|
| Are not-for-profit financial institution |
Are profit-oriented institutions |
| Can serve anyone who lives, works, worships or volunteers in Erie or Chautauqua Counties |
Can serve anyone in the general public |
| Has members, each person who deposits money has a share of ownership |
Has customers with no ownership in the organization |
| Members elect a volunteer Board of Directors to represent their interests |
Have a paid Board of Directors who represent the owners; customers do not have voting privileges |
| Democratically controlled by members |
Controlled by stockholders and paid officials |
| Are member service-driven |
Are profit-driven |
| Return profits to members in the form of lower loan rates, higher savings rates, free or low cost services and bonus dividends. |
Return profits to a small group of stockholders |
Our members actually like us! |
In Our Community
At Western Division, giving back to the community is a very important part of who we are. Through our Community Involvement Program we support many charities and causes that reach and touch the lives of thousands of Western New Yorkers.
Community Times September 2008
Western Division "Insider" Newsletters
Insider Newsletter Winter 2008
Insider Newsletter Spring 2008
Employment Opportunities
Western Division is committed to providing our members with the best service possible. That's why our employees are not only professionals in their fields, they understand that whatever role they play in the operation of the Credit Union, the goal is the same...great rates and great service to our members. We offer a friendly working environment, good wages and comprehensive benefits.
Available Positions:
Member Service/Call Center Representative - Full Time - Williamsville, New York
Teller Position - Part Time - Dunkirk, New York.
To apply, please send your resume and salary history to:
-or-
Western Division Federal Credit Union
Attention: Human Resources
6750 Main Street
Williamsville, New York 14221
