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 Western Division Federal Credit Union
INTERNET BANKING NO SURCHARGE ATM's VISA APPLICATIONS
Western Division Federal Credit Union
Today's Rates
4.75% APR
5.25% APR
2.00% APY
4.38% APY

No Surcharge ATM's

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Members of Western Division Federal Credit Union will have access to Allpoint, the nation's largest no-surcharge ATM network, with over 850 no-surcharge ATMs in Western New York and 25,000 nationwide.


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PLEASE NOTE: Some Allpoint ATMs may display a surcharge screen during your Allpoint ATM transaction. If this happens, simply enter "Yes" to accept the surcharge and proceed with your withdrawal. YOU WILL NOT BE CHARGED THE SURCHARGE. Your receipt will show that you were not charged a fee. (Western Division usage fee may apply based upon your Participation Tier)




To Make Deposits

Of course, Direct Deposit is the easiest way to deposit money to your credit union accounts. But, if you do have to make additional deposits, simply use your Check Card at any Wegman's 24 hour ATMs to make a deposit.




Check Card

ATM Access

Get cash fast at thousands of ATMs worldwide. With over 850 no-surcharge ATMs in Western New York and over 25,000 nationwide; access has never been easier.

Purchases*

Whether it is shopping at a retail store, ordering online or over the phone, your Check Card is a fast and easy way to make purchases. The amount of your purchase is automatically debited from your checking account. Simply choose the 'credit' button and sign the receipt. This convenient option is at NO-CHARGE to you!

Cash Back Option

Ask for the cash back option when making purchases at participating merchant locations. The amount of your purchase and cash back amount is automatically debited from your checking account. Simply choose the 'debit' button and enter your Personal Identification Number (PIN). This convenient option is at NO-CHARGE to you!

Click Here for an application

*Visa's Zero Liability Policy
Use your Visa card to shop online, in a store or anywhere and you're protected from unauthorized use of your card or account information. With Visa's Zero Liability Policy, your liability for unauthorized transactions is $0.




Direct Deposit

Benefits:
  • Make loan payments on time
  • Save money easily
  • Put an end to waiting in teller lines
  • Avoid check cashing fees
  • Avoid disruptions in your finances while on vacation
  • Eliminate wasting gas waiting in drive thru
  • Avoid lost or stolen checks
  • Eliminate long waits for deposits to clear

Direct Deposit Distribution Once you have enrolled in direct deposit enjoy the convenience of setting up automatic transfers to other accounts (your accounts or family member accounts at the credit union) to watch your savings grow effortlessly or to repay loans.


Arrange for Direct Deposit for the following:
  • Payroll
  • Social Security Payments
  • Investment Dividends
  • Federal Benefits
  • Disability
  • Unemployment
  • Child Support

Getting Started Visit your payroll department or check issuer and provide them with your Western Division account number and our Routing & Transit Number 222-080-222 and we'll do the rest. Click here to download and print a Direct Deposit Authorization Form to take to your employer or check issuer.

To enroll for direct deposit of your Social Security, SSI or other Federal Benefits Click here.

To enroll for direct deposit of your NYS Unemployment Click here.

To enroll for direct deposit for your NYS Child Support Click here.