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Savings Rates | Loan Rates

Savings/Checking Products Account Balance Rate APY*
Savings & IRA's**
(Minimum opening deposit is $5)
$0 to $99
$100 to $4,999
$5,000 to $19,999
$20,000 to $49,999
$50,000+
0.00%
0.45%
0.60%
0.75%
0.90%
0.00%
0.45%
0.60%
0.75%
0.90%
Money Market**
(Minimum opening deposit is $1,000)
$0 to $999
$1,000 to $4,999
$5,000 to $19,999
$20,000 to $49,999
$50,000+
0.00%
0.55%
0.70%
0.85%
1.00%
0.00%
0.55%
0.70%
0.85%
1.00%
Holiday Club
(Minimum opening deposit is $5)
  0.50% 0.50%
FREE Checking   0.00% 0.00%
Checking Plus**
(Minimum opening deposit is $5)
$0 to $999
$1,000+
0.00%
0.25%
0.00%
0.25%


Term Certificates Account Balance Term Rate APY*
Regular & IRA Term Certificates*** $250 to $4,999
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.64%
1.05%
1.50%
1.81%
2.05%
2.31%
0.64%
1.05%
1.51%
1.82%
2.06%
2.33%
  $5,000 to $19,999
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.79%
1.20%
1.65%
1.96%
2.20%
2.46%
0.79%
1.20%
1.66%
1.97%
2.22%
2.48%
  $20,000 to $49,999
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.94%
1.35%
1.80%
2.11%
2.35%
2.61%
0.94%
1.35%
1.81%
2.13%
2.37%
2.63%
  $50,000+
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
1.09%
1.50%
1.95%
2.26%
2.50%
2.76%
1.09%
1.50%
1.96%
2.28%
2.52%
2.79%

Rates current from 03/01/2010 - 03/31/2010.

* APY = Annual Percentage Yield
** All rates are calculated using a daily balance method and are subject to change without notice.
*** Penalties may be imposed for early withdrawal.
Other rates, terms, fees, or conditions may apply or reduce earnings

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