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Savings Rates | Loan Rates

Savings/Checking Products Account Balance Rate APY*
Savings & IRA's**
(Minimum opening deposit is $5)
$0 to $99
$100 to $4,999
$5,000 to $19,999
$20,000 to $49,999
$50,000+
0.00%
0.40%
0.55%
0.70%
0.85%
0.00%
0.40%
0.55%
0.70%
0.85%
Money Market**
$0 to $999
$1,000 to $4,999
$5,000 to $19,999
$20,000 to $49,999
$50,000+
0.00%
0.50%
0.65%
0.80%
0.95%
0.00%
0.50%
0.65%
0.80%
0.95%
Holiday Club
  0.50% 0.50%
Checking   0.00% 0.00%


Term Certificates Account Balance Term Rate APY*
Regular & IRA Term Certificates*** $250 to $4,999
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.40%
0.60%
1.20%
1.55%
1.85%
2.25%
0.40%
0.60%
1.21%
1.56%
1.86%
2.27%
  $5,000 to $19,999
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.50%
0.70%
1.30%
1.65%
1.95%
2.35%
0.50%
0.70%
1.31%
1.66%
1.96%
2.37%
  $20,000 to $49,999
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.60%
0.80%
1.40%
1.75%
2.05%
2.45%
0.60%
0.80%
1.41%
1.76%
2.07%
2.47%
  $50,000+
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.70%
0.90%
1.50%
1.85%
2.15%
2.55%
0.70%
0.90%
1.51%
1.86%
2.17%
2.57%

Rates current from 07/01/2010 - 07/31/2010. Last Dividend Declared as of 06/30/2010.

* APY = Annual Percentage Yield
** All rates are calculated using a daily balance method and are subject to change without notice.
*** Penalties may be imposed for early withdrawal.
Other rates, terms, fees, or conditions may apply or reduce earnings.

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