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Savings Rates

Savings Rates | Loan Rates

Savings/Checking Products Account Balance Rate APY
Savings & IRA's*
(Minimum opening deposit is $5)
$0 to $99
$100+
0.00%
0.15%
0.00%
0.15%
Money Market*
$0 to $99
$100 to $4,999
$5,000 to $19,999
$20,000 to $49,999
$50,000+
0.00%
0.20%
0.26%
0.32%
0.38%
0.00%
0.20%
0.26%
0.32%
0.38%
Holiday Club**
  0.10% 0.10%
Checking   0.00% 0.00%


Term Certificates Account Balance Term Rate APY
Regular & IRA Term Certificates*** $250+
6 Months
12 Months
24 Months
36 Months
48 Months
60 Months
0.25%
0.40%
0.50%
0.75%
1.05%
1.20%
0.25%
0.40%
0.50%
0.75%
1.05%
1.21%

Rates current as of 12/01/14 - 12/31/14. Dividend Declared will be 9/30/2014.

APY = Annual Percentage Yield
Dividends are calculated using a daily balance method and are credited and compounded quarterly unless otherwise noted.
*The dividend rate and APY may change monthly as determined by the Board of Directors. Other fees, withdrawals or conditions may apply and reduce the APY. **Dividends are calculated using a daily balance method and are credited annually and not compounded.
***Penalties may be imposed for early withdrawal and reduce the APY. Other fees, withdrawals or conditions may apply and reduce the APY.

Western Division accepts applications from within our Field of Membership.

 

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.