Savings Rates | Loan Rates
| Savings/Checking Products |
Account Balance |
Rate |
APY* |
Savings & IRA's**
(Minimum opening deposit is $5) |
| $0 to $99 |
| $100 to $4,999 |
| $5,000 to $19,999 |
| $20,000 to $49,999 |
| $50,000+ |
|
| 0.00% |
| 0.30% |
| 0.40% |
| 0.50% |
| 0.60% |
|
| 0.00% |
| 0.30% |
| 0.40% |
| 0.50% |
| 0.60% |
|
Money Market**
|
| $0 to $999 |
| $1,000 to $4,999 |
| $5,000 to $19,999 |
| $20,000 to $49,999 |
| $50,000+ |
|
| 0.00% |
| 0.40% |
| 0.50% |
| 0.60% |
| 0.70% |
|
| 0.00% |
| 0.40% |
| 0.50% |
| 0.60% |
| 0.70% |
|
Holiday Club
|
|
0.30% |
0.30% |
|
Checking |
|
0.00% |
0.00% |
| Term Certificates |
Account Balance |
Term |
Rate |
APY* |
| Regular & IRA Term Certificates*** |
$250+ |
| 6 Months |
| 12 Months |
| 24 Months |
| 36 Months |
| 48 Months |
| 60 Months |
|
| 0.30% |
| 0.65% |
| 0.90% |
| 1.20% |
| 1.60% |
| 1.95% |
|
| 0.30% |
| 0.65% |
| 0.90% |
| 1.20% |
| 1.60% |
| 1.95% |
|
Rates current from 2/01/2012 - 2/29/2012. Last Dividend Declared as of 12/31/2011.
* APY = Annual Percentage Yield
** All rates are calculated using a daily balance method and are subject to change without notice.
*** Penalties may be imposed for early withdrawal.
Other rates, terms, fees, or conditions may apply or reduce earnings.
Western Division accepts applications from within our Field of Membership.