Western Division
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Important 1099-INT Information

This message is to alert you that the tax information that is provided to the IRS will be reported on your December statement. No 1099-INT will be mailed.

To read the "Instructions for Recipient" information from the back of the standard 1099-INT form, visit http://www.irs.gov/pub/irs-pdf/i1099int.pdf

Direct Deposit Your Refund - Receive your refund up to three weeks sooner than waiting for a paper check.  Simply give your tax preparer Western Division's Routing & Transit Number 222080222 and your Member Number (can be found on your statement) or a voided check .

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VISA Credit Card - 11.25% APR and 1% Cash Back on Purchases!

Whether you are looking to consolidate high interest credit cards, looking to build credit, or just trying to find a credit card that suits your financial needs, our card is for you!

 

  • 11.25% APR Variable Rate
  • 1% Cash Back on ALL Retail Purchases
  • No Annual Fee
  • No Balance Transfer Fees
  • No Cash Advance Fees

Apply Now or get pre-approved!

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"Cash Back" Debit Card Scam

Cash back at the register
When you pay for your purchases with a check/debit card, you have the option of asking for cash back. For example, you purchase $60 in groceries and ask for $40 cash back. The cashier will debit your account for $100 and give you $40.

The Scam
The cashier will add a "cash back" amount to your transaction without your request. He will then give the money to an accomplice coming through the line after you.

How to protect yourself
ALWAYS check your receipt BEFORE leaving the register. If a "cash back" transaction was completed , it will show on the bottom of the receipt.

Please follow this link for additional information on debit card basics and safety.

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Vehicle Loans starting at 4.99% APR !

We offer the same great rates and terms for your new, used or refinanced car, truck or motorcycle.

  • Great rates with flexible terms
  • 100% financing available
  • Direct Deposit available for repayment

Rate starting at 4.99% APR up to 60 months!

Apply now or get pre-approved!

Western Division rates reflect best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply. No internal refinances.

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Enterprise Car Sales Event - 3.99% (3/1/10 - 3/31/10).

During the month of March, purchase a vehicle from Enterprise and finance with us to get a great rate and more...

Rates as low as 3.99% APR up to 60 months and 4.49% APR for 72 months for Platinum and 'A' credit scores. All other credit scores receive a 0.5% reduction in qualifying rate regardless of term. Offer valid on Upstate NY inventory only. Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply.

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Home Equity Loans starting at 4.00% APR!

Turn your existing home’s equity into a ready source of cash for almost anything you need.

  • Great rates with flexible terms
  • No closing cost options
  • Direct deposit available for repayment
  • Interest may be tax deductible
  • Get preapproved today

Rate starting at 4.00% APR!

Western Division rates reflect the best rate determined by the credit-worthiness of each applicant and are subject to change without notice. Other terms, rates and restrictions may apply.

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Wegman's is No Longer Accepting ATM Deposits

We are disappointed that Wegman's has decided to stop accepting ATM deposits at their locations. Please contact a Member Service Representative to help you find an alternative solution.
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