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Loan Rates

Savings Rates | Loan Rates

Loan Type* Terms Rate / APR Additional Information

Vehicle
(New, Used or Refinanced)

 

Up to 36 Months
Up to 60 Months
Up to 72 Months
1.74% / 1.74%
2.24% / 2.24%
2.74% / 2.74%
Cars, Trucks, Motorcycles
Recreational
(New, Used or Refinanced)
Up to 36 Months
Up to 60 Months
Up to 72+ Months
4.99% / 4.99%
5.49% / 5.49%
6.49% / 6.49%
ATVs, Wintercraft, Watercraft, RVs, Trailers
Personal
Up to 48 Months
8.99% / 8.99%
 
Overdraft Line of Credit Open End 12.00% / 12.00%  
Credit Card**
(Variable Rate)
Open End 11.25% / 11.25%
1% Rebate on purchases
Home Equity LOC***
(Variable Rate)
Up to 15 Years 4.00% / 4.00%
Minimum amount $25,000
Home Equity Loan****
(Fixed Rate)

 

Up to 5 Years
Up to 10 Years
Up to 15 Years
3.49% / 3.68%
3.99% / 4.09%
4.49% / 4.56%
Minimum amount $10,000
Mortgage
(Fixed Rate)
15 Years
30 Years
Click for Rate
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Term Certificate Secured Term of Certificate 3.00% above Certificate Rate  

Rates current as of 11/01/14 - 11/30/14. Prime Rate = 3.25% (As of 1/01/2009)

APR = Annual Percentage Rate

*Loan rates reflect the lowest rate available on approved credit as determined by the credit-worthiness of each applicant. Rates are subject to change without notice. Other rates, terms, fees or conditions may apply.

**Credit Card is Prime + 8.00%.

***Home Equity Line of Credit is Prime with a floor of 4.00%.

****Home Equity Loan APR based upon a $65,000 loan with a term of 60 months.

Western Division accepts applications from within our Field of Membership

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.